Insurance-Articles

April 22, 2022

Teen Drinking and Your Liability

INSURANCEREAD TIME: 2 MIN Despite the overwhelming research documenting the health and behavioral consequences of underage drinking, some parents believe that allowing minors to drink under […]
April 22, 2022

How Insurance Deductibles Work

INSURANCEREAD TIME: 3 MIN An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending upon the […]
April 22, 2022

Errors and Omissions Insurance

INSURANCEREAD TIME: 2 MIN Errors and Omissions (E&O) insurance has many names. For some healthcare professionals, it’s called malpractice insurance. For lawyers, it may be called […]
April 22, 2022

Does Your Credit Score Affect Your Insurance Rates?

INSURANCEREAD TIME: 2 MIN One landmark study found that credit-based insurance scores are used by about 95 percent of all auto and home insurers in calculating […]
April 22, 2022

Gun Ownership and Your Homeowners Policy

INSURANCEREAD TIME: 2 MIN If you own a gun, you need to consider whether you are covered in the event the gun is stolen or destroyed […]
April 22, 2022

Fallen Tree Damage—Who Pays?

INSURANCEREAD TIME: 2 MIN As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor’s home or […]
April 22, 2022

Inventorying Your Possessions

INSURANCEREAD TIME: 3 MIN Nearly 60% of Americans do not have a home inventory of their possessions, and of those that do, 48% do not have […]
April 22, 2022

Directors and Officers Liability Insurance

INSURANCEREAD TIME: 2 MIN Liability insurance for directors and officers is not just for large public companies; it can be an equally valuable risk management tool […]
April 22, 2022

Insuring Your Second Home

INSURANCEREAD TIME: 2 MIN An estimated 721,000 vacation homes sold last year. That’s down nearly 22% from the year before.¹ When it comes to insuring your second home, […]